# Detailed breakdown of raised funds

##  Application development (35%)

Priority investment for 

* Implementing and fine-tuning the platform's core functionalities
* Strengthen the technical infrastructure to ensure scalability and security.
* Recruit top talent in engineering, product development and operations to expand team capabilities.

## Marketing and user acquisition (18%)

From the launch of the mobile application, 18% of the funds will be allocated to 

* Mobile & social ads (Meta, TikTok, Google UAC, X) with short-form videos.
* Collaboration with 3 micro/mid influencers, who will become the first ambassadors.
* Creation of educational and visual content to explain each feature (crypto, cashback, GameFi, AI assistant).
* Targeted media presence in Europe in green, tech and crypto media.
* In-app community challenges (GameFi), relayed on Discord, Telegram, X
* App Store Optimization: strategic keywords, animated screenshots, boosted user reviews
* Live launch on Twitch, X or Insta to reveal first features   

## Regulatory framework and compliance (18%)

18% of the funds will be allocated to regulatory compliance, including:

* Regular consultations with specialized legal firms
* Fintech license in Switzerland + EMI authorization within the European Union (for the banking and payment services)
* Recruitment of Chief Compliance Officer, Chief Risk Officer, and Chief Information Security Officer
* Creation of a dedicated compliance and legal team, ensuring strict adherence to international standards

## R\&D & innovation (7%)

7% of the ICO funds will be allocated to R\&D, as BANGK's visionary spirit is based on its strength in blockchain and fintech innovation. This investment is essential to :

* Develop an advanced Artificial Intelligence in the form of a robot assistant, integrated into the application, to guide users through the platform, the reading of their data and their eco-responsible choices via an intuitive voice interface. No investment advice will be provided, with AI remaining a tool for assistance and education.
* Prepare for the post-quantum era by testing encryption algorithms resistant to quantum attacks (such as CRYSTALS-Kyber or Dilithium), to provide lasting protection for wallets, transactions and sensitive user data.

## Strategic reserves (12%)

The strategic reserve is designed as a lever for security and agility, essential to:
\
Absorb market fluctuations, for example in the event of a sudden downturn in the crypto market impacting acquisition costs or transaction-related revenues.

## Partnerships and ecosystem integration (10%)

10% of funds raised will be dedicated to strategic partnerships and ecosystem integration:

* Develop partnerships with eco-responsible brands for the Store and cashback, to offer concrete rewards (products, services, crypto, vouchers) aligned with BANGK's green values.
* Partner with established Web3 and fintech projects (wallets, exchanges, staking platforms, oracles, etc.) to integrate already-proven technological bricks, save development time and guarantee compatibility with industry standards.
* Forge alliances with institutional and banking players to facilitate the integration of fiat services (IBAN, cards, SEPA, etc.) and accelerate interoperability between traditional and decentralized finance.